Personal Finance Software Reviews is a collection of reviews and walkthroughs detailing my experience with a number of different personal finance software applications.   Here’s my story:

My Story

While in college, studying business management, my wife and I had to watch our finances like hawks.  Being one who was always tracking his money (okay, I admit, I was a bit obsessive with budgeting, saving, and having a plan for my hard earned cash), I used various methods (spreadsheets, paper, software, etc.) to budget and monitor my spending.  Fed up with unsuccessful efforts, I eventually began looking at the many different personal finance software options available to streamline the process a bit.

Through my research I found that each ’solution’ on the market offered many different benefits that all appeal to different people.  I found some amazing products and some that weren’t worth a dime.  Realizing that documenting my experiences with the different software applications could save someone else loads of time and frustration, I started this site.  It is now my goal to provide you with the most complete reviews so that you don’t have to spend the countless hours and headaches of deciding which personal finance software will work best for you.

My Personal Recommendation

Now, maybe I’m a bit overconfident, but I think I now have a pretty good picture of what each application on the market has to offer.  So after all my research, whichynab personal finance software do I recommend?  I’ll answer that by telling you what I personally use to manage my family’s  finances: YNAB (You Need a Budget) 3.

YNAB 3 is easy to use, intuitive, and most importantly, it’s effective.  YNAB’s simple, yet innovative budgeting methodology is what sets it apart from the competition in that it focuses you on what you need to do to actually control your finances (rather than the opposite).  See my YNAB 3 review or visit YNAB.com for more details.

A Note on Affiliations

In order to offset the amount of time that I spend on the lengthy reviews, I do attempt to become affiliated with any and all software products that I review. While the commissions are small, it does help to justify the time it takes to add high-quality reviews. I attempt to become affiliated with all products that I review so as to stay unbiased. There are, for example, highly ranked products on the site with which I have no affiliate relationship. In like manner, there are also products with very poor reviews for which I do recieve a small commission.

The small commissions received do not affect my reviews (and their unbiased nature) for two reasons: 1. As a personal rule, I always review the product before I search to see if it has an affiliate program available and 2. Recommending an inferior product (because I receive a commission from a sale) would quickly damage the integrity and credibility of the site. It simply wouldn’t make sense (ethically or financially) for me to do that.

My goal is to provide you the best, most thorough reviews on the web. The small commissions made by the site allow me to spend the time necessary to do that. I hope the site has been helpful! Good luck!!