With all the different budgeting software packages out there, why choose YNAB? What have they got that other budgeting software doesn’t have. Well, for one thing, their software program is what you would call “alive” as opposed to “static.” In other words, YNAB will not only help you maintain a budget, but their real goal is to get you to the point financially, where you are living on last month’s income. As far as I know, this is the only software that boasts this goal and has the customer feedback to prove that it really is possible to occur.
Of course, there are other reasons for choosing YNAB.
Make Informed Spending Decisions
With YNAB4, you have the power of Cloud Sync to keep you informed even on the go. No longer do you have to wait for days to see all your transactions. With Cloud Sync, you can view your budget anywhere at any time. In addition, you can get the same results whether on your ipad, windows desktop, or the Mac laptop at home. Cloud Sync keeps everything updated and ready to go at a moment’s notice. After all, that is part of the budget…to stay informed.
Get Off the Financial Roller Coaster
One of the great aspects of YNAB is that it is built with the future of larger, infrequent purchases in mind. Do you have an insurance payment due every six months? YNAB will help you set aside funds needed to meet that bill every month so when the bill arrives, you just pay it and that is that. Letting the budget tell you what is needed now for what will be needed next is YNAB’s strong suit. With this type of budgeting, the quality of your spending decisions will increase and you will be managing your money better than you ever thought possible.
Money Management Made Simple
YNAB will happily import downloaded transactions in all the popular formats. Also, Most of our users spend less time managing their money than ever before. How? Scheduled transactions, an interface designed for fast entry, and mobile apps for entry on the go.
Save More, Faster
With YNAB4 you will save like you never could before. The “living budget” will help you deal with overspending and make it easy to save for your goals. While this rule #3 is a reality check in itself, the fact is YNAB will help you manage those times when you had to overspend for one reason or another and still help you stay the course of your budget over time.
Yes, these reasons alone make YNAB the best choice. But don’t take my word for it, check it out for yourself.