You Need A Budget (YNAB) is budgeting software that will not only effectively help you stay on budget but will help you change your way of thinking as far as budgeting goes. The program is designed to help you learn to save money so that eventually, you will be living on last month’s budgeting income. That’s powerful budgeting!
When you purchase this product, you become part of the YNAB community of users. Along with all the benefits from being part of this comes the opportunity for you to join the YNAB school. Yep. You read it correctly. YNAB offers classes on how to really use this wonderful software effectively. Their teachers are success stories in themselves of how this software turned their financial worries into financial success. You can read their stories and see yourself in some of their situations. I don’t know about you, but that is encouraging to me. It always helps to know that you’re not alone in your financial struggles. And the fact that your YNAB teacher has been there, done that makes learning the ins and outs of this software more exciting.
Types of Classes Offered
When you go to the Live Classes link on the YNAB site, the first thing you will notice is that all the classes are FREE! Also, you will notice that they give you the next available class times and dates so you can plan for it.
There are several classes from which to choose. From the basics and beyond, you will find the correct class for your individual needs. Here are the ones being offered at this time.
- Getting Started with YNAB: If you are new to YNAB, this class is for you. Here, you will be provided with a solid, in depth introduction to the YNAB Methodology. You will learn how to set up an account, customize your categories, budget your dollars, and work toward building your YNAB Buffer (one month’s income ahead).
- Handling Credit Cards: In this class you’ll learn how credit cards are handled in YNAB. You’ll learn how to set up a credit card account, budget for prior debt, budget for new purchases, record spending and payments, and handle interest.
- Making your Budget Work: This course will discuss how to add multiple accounts, workflow, good habits as you get started, and how to adjust your budget.
- Improving Cash Flow with YNAB: Here you’ll learn how Rule Two (Save for a Rainy Day) and Rule Four (Live on Last Month’s Income) can improve your cash flow situation and help you save money.
Although the software is pretty easy to understand, these classes make learning the software “cake”. But don’t take my word for it, check it out for yourself.